- I was listening to Dustin's Ipod and wishing for the millionth time that I had a beautiful singing voice. I love to sing, but I really suck at it. When I'm by myself, I belt it out, knowing that God doesn't mind. But when others are around I whisper sing which really sucks. All of a sudden today I had the desire to learn to play the piano. I have never been interested in the piano before, but listening to Keane today made me appreciate anew the beauty that the piano brings to a song. I want to be a part of beautiful music so bad, maybe this is a way. I've never been very musically inclined but I also don't believe that you can't teach an old dog new tricks.
- I was thinking of the life lessons that I want to pass on to my children. The number one financial lesson I will teach my children is how to save money and how not to depend on credit cards. We live in a society that assumes we all must use and abuse credit cards, like without them we would all starve or freeze to death. I am so impressed with people who don't use credit cards, or who can pay them off every month. I am realizing that how you handle debt really is a lifestyle choice. I believe to be the best stewards with our money we need to save and make proactice decisions about the future, rather than using credit cards for last minute decisions. I want my children to understand delayed gratification in a way that I have yet to learn. I don't want to raise brats, I want to raise appreciative and free children. Having credit card debt totally takes your freedom away. It may seem like it gives freedom but that is a lie. Using a credit card is like paying $12 for a $4 frappucino. Who wants to do that? Today, I am saying NO to you credit cards and YES to you savings account with $3 in it. I guess you've got to start somewhere, right??? =)
- I kept thinking about this report on homelessness that I recently read. I will write more about this later, but I just can't get it out of my mind. I see homeless people every day, on the max, in the park, downtown, outside the grocery store. My heart breaks for them. I feel so helpless when I only have $2 to give them and get so mad when I don't have any cash on me at all. I can't imagine how they feel. I'm at a loss.
Bad debts and poor credit can kill you if you will not manage your spending habits wisely, because Debt can be a never ending drain of money. Before you even get your paycheck, it is all spent towards the bills. You just can't seem to get ahead.
For those with poor credit, it's not too late yet, coz there are ways to rebuild your credit.
Some people start with rebuilding their poor credit scores, by getting
bad credit creditcards.
I hope these resources be helpful to you and your readers.
I saw the 1-800-work-late thing and wondered what they do there, too.
I thought I might send them a thing telling them about our photoshop classes, but haven't gotten around to it yet. that's how I found your blog, by googling their phone number...
hmmm. did you ever find out what they do?